US Fix and Flip Profit Calculator
Estimate profit for a US residential fix-and-flip project including purchase, rehab, holding, financing and selling costs.
- Page updated:
- Jan 3, 2026
- Tool version:
- v1.1.0
Overview
This Fix and Flip Profit Calculator estimates project profit for a US residential fix-and-flip by combining purchase, renovation, holding, financing and selling costs.
Use the inputs to model different scenarios and understand sensitivity to sale price, rehab costs, holding time, and financing.
Results
Holding Costs
$6,000.00
Financing Costs
$8,000.00
Total Project Costs
$395,000.00
Total Cash Invested
$163,000.00
Estimated Project Profit
-$5,000.00
Profit Margin
-0.0127
How to read the result
- What it means
- The displayed value is an estimate based on your inputs. It represents the calculated scenario under current assumptions, not a guaranteed amount.
- Next step
- Use the result as a starting point. Adjust parameters to compare scenarios and validate with a professional when needed.
- Calculation limits
- The model uses simplified formulas and cannot account for all variables in your specific case (local regulations, personal conditions, temporal changes).
Methodology
This tool uses straightforward cash-cost accounting for a flip project. Core formulas:
holding_costs = monthly holding cost × holding months
financing_costs = loan amount × annual interest rate × (holding months / 12)
total_project_costs = purchase price + rehab + purchase closing costs + holding costs + financing costs + selling costs + other fees
profit = selling price − total_project_costs
profit margin = profit / total_project_costs (displayed as a percentage).
Notes: This calculator models simple interest only (no compounding). It does not compute depreciation, capital gains tax, or other jurisdiction-specific taxes. For tax or investment advice consult a qualified professional.
Glossary+−
- Holding Costs
Monthly expenses incurred while owning the property (taxes, insurance, utilities, maintenance).
- Financing Costs
Interest expense on borrowed funds used for acquisition or rehab during the holding period.
- Selling Costs
Costs associated with marketing and closing the sale (commissions, concessions, closing fees).
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Real Estate & HousingWorked examples
Example 1 — Typical 6-month Flip
Purchase $300,000, rehab $50,000, closing $5,000, hold 6 months with $1,000/mo holding costs, loan $200,000 at 8% annual interest, sell for $390,000 with $24,000 selling costs.
Calculation
- holding_costs:
- 6000
- financing_costs:
- 8000
- total_project_costs:
- 389000
- profit:
- 1000
- profit_margin:
- 0.0026
Interpretation
Small profit in this scenario. Adjust sale price or reduce costs to increase profitability.
Frequently asked questions
Does this calculator include taxes?
No. This calculator excludes income or capital gains taxes and depreciation recapture. Consult a tax professional to estimate tax liabilities.
Can I model more-complex financing (interest-only draws, draw schedules)?
This version estimates simple interest on the provided loan amount. For construction draw schedules, use a more detailed financing model or consult your lender.
How accurate are the results?
Results are estimates based on user inputs and the simple formulas shown in the methodology. They are intended for planning and scenario analysis, not as definitive financial advice.
Sources & references
- IRS - Internal Revenue Service (general tax information): https://www.irs.gov
- Investor Guidance: Typical Flip Cost Components (industry reference): https://www.example-realestate-reference.org/flip-costs
Quality & oversight
- Author
- Ugo Candido, MBA
- Maintained by
- Ugo Candido, MBA
- Page updated
- Jan 3, 2026
- Tool version
- v1.1.0